Top 10 Dental Plans – Provides affordable and comprehensive health and dental insurance to all full-time undergraduate students on the University of Toronto Mississauga campus. Health and dental plans are provided by Green Shield Canada, Canada’s only national non-profit insurance provider with support from the National Student Health Network.
Full-time UTM undergraduate students are automatically enrolled in the plan. Depending on your enrollment, the plan provides extended health and dental coverage for up to 12 months, from September 1 to August 31, annually. The plans cover medical costs that are not covered by the provincial government, therefore they are a supplement to insurance under OHIP (Ontario Health Insurance Plan) or UHIP (University Health Insurance Plan), not a substitute.
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Your health and dental plans offer comprehensive benefits ranging from medication, paramedical, dental, vision, travel and accidents. If you are registered for both the fall and winter sessions of a given academic year, you are covered from September 1 to August 31. If you are registered to start your studies in the winter session of a given academic year, you are covered from 1 January to 31 August. August 31.
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The exclusion period applies primarily to all incoming first-year students who were not registered under health and dental plans in the previous academic year. However, in some odd cases, senior students also experience blackout periods if they have deferred/payed their tuition late.
You will not be able to access your benefits or claim during this period. Any health and dental services provided during the outage period may be reapplied for reimbursement after the lockdown period as long as you remain a full-time UTM student. The exclusion period ends shortly after UTM confirms your enrollment.
You need a Green Shield Canada identification number (or insurance policy number) to use the health and dental plans. This number consists of “UTM”, your student number, and “-00” for the primary user of the plan (like you). For example: UTM1001234567-00. For additional family members and dependents added to the plan, the suffix may be “-01” or “-02”.
APUS provides affordable health and dental insurance to part-time students on all three campuses of the university. Depending on your enrollment, the plans provide extended health and dental coverage for up to 12 months, from September 1 to August 31 each year. The plans cover medical expenses that are not covered by provincial or other health insurance. The plans are in addition to coverage under OHIP (Ontario Health Insurance Plan) or UHIP (University Health Insurance Plan), not a substitute. Through health and dental plans, we strive to provide coverage to meet our members’ common health needs. Our health and dental plans are provided by Green Shield Canada, Canada’s only non-profit national insurer.
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The University of Toronto Graduate Students (UTGSU) Health and Dental (HDI) Plan provides students with unique health benefits. The plan is designed to provide many important services and expenses, such as prescription drugs, medical personnel, medical equipment, and travel health insurance that are not covered by a primary care plan (i.e. OHIP) or its equivalent (such as UHIP for foreign students). Unfortunately, a large number of students do not have access to affordable extended insurance through their employers. Student health plans are designed to provide such access and eliminate barriers to affordable health care.
The Student Dental Discount Network is a network of preferred dentists who have agreed to offer students up to 30% off basic dental services. By visiting a dentist that is part of a student dental discount network and using members’ health and dental plans, total coverage for common dental treatments can be as high as 100%. Click here to see your nearest Student Dental Discount Network dentist!
Members get 10% off Green Shield Canada at Shoppers Drug Mart! Get 10% off President Choice®, no name®, Quo® & Life Brand® products. Please present your online ID at check-out.
Visit the Green Shield Canada Student Center to see more great discounts like 30% off clear.ca, The Bay Optical and more.
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The On the Go mobile app is your companion on your mobile device. Log in to your Online Member Services account and submit applications, check benefits and access your GSC Digital Identification Card. Click here to learn more about the GSC On the Go mobile app.
Plan members may enroll their spouse/partner and/or dependent children in their health and dental plans at the start of their first qualifying period. All family members covered under this plan must be Canadian residents. To consent to family members, you must complete and submit the Family Adoption Consent Form and additional plan fees to the office by the above deadline. Click here to download the form or visit the information booth!
Any UTM student who has comparable health and dental plans may choose to coordinate benefits. This allows you to use health and dental plans with any other health insurance you may have. If you don’t want to coordinate benefits, you can opt out of the plan. Opt-out requests must be made annually during the opt-out period.
A summary email with a transaction number will be sent to you after submitting your Green Shield Canada opt-out request. This number confirms that GSC has received your application. GSC will contact you if there are errors in the application, otherwise you will receive information from health@ that the application has been approved and the refund is prepared.
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Students enrolled in both fall and winter semesters who choose to opt out of their health and dental plans must do so between September 1 and September 30. This waiver request will apply to both fall and winter semesters. No exceptions will be granted if an opt-out request is not submitted to the opt-out portal within this period. Students must provide proof of comparable health and dental insurance with their waiver request.
Students enrolled in the fall semester ONLY who choose to opt out of health and dental plans must do so between January 1 and January 31. No exceptions will be granted if an opt-out request is not made to the opt-out from the portal within this period. Students must provide proof of comparable health and dental insurance with their waiver request.
The University of Toronto Mississauga Student Union () together with Green Shield Canada (GSC) have developed an opt-out procedure for our full-time international students who are unable to study in Canada during the fall and winter semesters. International students who are studying outside of Canada may request a waiver of health and dental fees for the 2021-2022 academic year. International Student Exemption Forms will be available from September 20 to October 18, 2021.
Students who are exempt from health and dental plans but arrive in Canada before the end of the fall semester are required to contact the health@ dental coordinator immediately as insurance is mandatory for international students and their families of family members while studying in Canada.
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Full-time students enrolled on the University of Toronto Mississauga campus are enrolled automatically. To confirm enrollment, students will see the health and dental plan fees charged on their ACORN University of Toronto invoice.
Annual costs for health and dental plans for an individual student are Health: $204.18, Dentist: $170.68.
Full-time students are automatically billed for health and dental plans on the University of Toronto ACORN invoice.
Yes, students enrolled in health and dental plans may enroll their spouse/partner and/or dependent children in the plans for an additional fee. See the Families/Couples Protection section above or visit the information booth. Please review this form to consent to your spouse/partner and/or dependent children
Dental Insurance Plans
The recommended way to apply is through the online services for plan members or the GSC On the Go mobile app. Submit your claims and get refunded within 72 hours via direct bank transfer. See the “Use your plan” section above for more information.
Students with comparable alternative health and dental insurance may opt out of the plan. Students must opt-out within the applicable opt-out periods using the opt-out tool app. Proof of comparable alternative protection must accompany the waiver request. Please see the opt-out section above for more information.
The University of Toronto Mississauga Student Union () together with Green Shield Canada (GSC) have developed an opt-out procedure for our international students who are unable to study in Canada during the fall semester. Unfortunately, the ACORN system does not have the ability to eliminate health and dental fees for students studying outside of Canada. Therefore, tuition must be paid before a refund can be made. International Student Exemption Forms will be available from October 1st to November 1st.
Please note that the waiver form and the GSC opt-out links on our website are two different applications. GSC waiver applications are for students whose health and dental coverage is comparable to their job or parents. Whereas the exemption form is a one-time accommodation for internationals
