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United Healthcare Golden Rule Dental Insurance offers a wealth of experience and the stability of a large company. The maintenance itself includes many free protective covers. Plans are varied, with options for everyone including adults, children and those who want to use it outside of dentistry.
United Healthcare Dental Provider Search
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United Healthcare is the parent company that bought Golden Rule in 2003 and is currently using it as an underwriter. This is one of the few providers in our guide to the best dental insurance (opens in new menu) that offers four different dental insurance plans, making it a great choice for those who need different types of insurance and access to many dental clinics. .
The company has over 65 years of experience and an A+ rating from Standard & Poor’s, which means you don’t have to worry about continued insurance assistance from this Fortune 500 company. But does that mean that right for you? Take a look at what’s on offer…
Go to the official website and you can browse the United Healthcare Golden Rule plan options to find the best one for you where you can check the prices there and then this. You can also apply for your chosen plan online, making the process easier.
Expect more preventative care to be covered for free, and much more beyond that covered as well. The only thing you know you don’t have is endodontics, if that’s what you need insurance for, it might not be the right dental insurance for you. We recommend viewing our information on dental insurance coverage (opens in new menu). For everything else read above you can find everything you need to know about United Healthcare Golden Rule dental insurance.
Community Care Network–information For Providers
United Healthcare Golden Rule Dental Insurance uses a great website to give you quick and easy quotes on the plan for you. This, it is said, can take 30 seconds and seems to be close to correct. Enter a few details like location, name and age and you can start looking for the best plan for you, with clear pricing provided to you at up front so you know what to budget for.
There are in-network and non-network options with the former having a wider range of plans. The age on the other hand has plans to meet the needs of the person. Adults, for example, prefer special covers for things like toothpaste while children can wear the cover for cleaning.
Coverage varies between plans but in general you can expect to get a lot of protection for free, especially on the higher end plans. This means no waiting time and no downtime to worry about.
To put it in perspective, all plans get bi-annual exams and regular cleanings. You will also have a dental exam once a year and a full mouth exam every 36 months. For older customers, expect a full set of dentures every 60 months and a crown or bridge on a tooth every 60 months.
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To take care of your teeth as much as possible between trips to the dentist, make sure you brush twice a day for two minutes twice a day with one of best electric toothbrush (open in new category). If you’re dealing with stains, check out our guide to the best teeth whiteners (opens in new tab) for home use.
If you’re wondering how much dental insurance costs, it varies greatly by company. With United Healthcare Golden Rule the cost of care varies greatly because the plans have so many options. This means you may be eligible for as little as $21 a month or you may want to go as high as $192.
In fact, for most people, the price will start from $35 to $55 a month. In the lower end of the high school year it is more than $1,000 and in the upper end up to $2,000. Alternative providers to check include Delta Dental (opens in new tab) and Guardian Direct (opens in new tab).
The plans clearly show the differences between each item to make it easy to choose the one that best suits your needs. The four options are broken down like this:
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The Better Business Bureau (BBB) gives United Healthcare’s parent company an A+ rating. Look at the details and there is only one specific dental complaint and it is not related to the insurance itself.
ConsumerAffairs (opens in a new menu) compiles user reviews and has an overall rating of less than three stars out of five for the company. The advantages include the knowledge and care provided by the staff and appreciate the free cleaning and good wages. The negatives seem to focus on not sending as much money as expected to pay the charges.
United Healthcare Golden Rule Insurance offers a wide range of out-of-pocket plan options. The website provides all of this with clear pricing, coverage and the ability to sign up quickly.
All plans include basic preventive care and are a potentially cost-effective option. For adults or families there are great options for dentures and braces. For those looking to go out of network dentists this is also an option with plans based on that – great for those on the move poetry.
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Investors seem to appreciate the company’s services but there have been some complaints about unfair payments. Everything seems clear on the website so make sure you know what you need before signing up.
If you want more information, see our MetLife review (opens in new menu) for families, or Humana (opens in new menu) for six different plans.
Luke is a veteran tech writer with years of experience covering everything from TV, electronics, science and health technology to VPNs, space, gaming and cars. You may recognize him from the face on many news stories or read his words published in many technology titles over the years. In his spare time (he is a young father of two) Luke enjoys yoga, surfing, meditation, DIY and consuming all the books, comics and movies he can get his hands on.Original Medicare does not offer a regular dental benefits. But, for 2023, all Peoples Health Medicare Advantage plans cover routine dental services, including oral exams and cleanings, X-rays, and comprehensive care, such as fillings and dentures.
All People’s Health plans offer in-network and out-of-network dental care, although services available out-of-network may have higher individual costs.
Best Dental Insurance For Seniors On Medicare Of 2023
For help finding a dentist, please use the dentist search tool at UHCMedicareDentistSearch.com. Select *National Medicare Advantage Network from the Select a Network drop-down menu, then enter other search criteria, if desired.
If you are a member of the Peoples Health Plan and have questions about your dental benefits or need help finding a dentist, contact the service a representative of Peoples Health.
Most members of the People’s Health Plan* have a dental benefit that includes both preventive and comprehensive dental services. (Statutory deductibles and limits apply. Copays vary.)
Our network of dentists is offered by DINA Dental. To find an affiliated dentist, use the DINA Dental online provider search (via the FCL Dental website).
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If you are a Peoples Health member and need help finding a dentist or have questions about dental costs, call DINA Dental toll-free at 1-866-803-1672, seven days a week, from 8 a.m. to 8 p.m. TTY users can dial 711. If a DINA Dental representative is not available to take your call at that time, you will be transferred to the services of a Health representative.
If you have general questions about dental services covered by Peoples Health plans, contact Peoples Health member services.
All People’s Health plans include a dental benefit provided by UnitedHealthcare Dental. This benefit includes a $0 dental deductible and $0 copays for preventive and comprehensive dental services received through the network, up to a maximum number of specialty benefits.*Benefiting the doctor-patient relationship is the king alone at night. It’s built on trust—a trust that can translate into better communication, emotional support, accurate diagnoses and potentially life-saving treatments. eat life So how do you find that doctor?
Some health plans require you to choose a primary care physician (PCP), sometimes called a primary care physician or doctor. Although some plans may not require you to choose a PCP, it is a good idea to have one.
Finding A Provider
Your PCP can guide you in your care and build a deeper understanding of your health over time. When your doctor is familiar with your medical history, your habits and your personality, he is likely to be in a better position to guide you on the best course of care, monitor even the smallest changes in your health, and know red flags before they become serious problems.
Sign in to your health plan account to see a list of UnitedHealthcare services
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